Conditions managed by agents
Extract conditions from AUS findings and let agents chase documents and routine requests.
For Mortgage Lenders
Lower your cost per closing
Run every channel on one platform, with AI agents handling the routine work on every file.
Built for how lenders work
Your LOS, POS, pricing engine, CRM, and contact center in one workspace.
Disclosures on time
Deliver TRID disclosures automatically, with consent, delivery, and timing logged.
Pricing with your margins
Price across your investors with organization margins and tiered approvals for exceptions.
A contact center built in
Run a dialer, shared queues, and sequences for consumer-direct teams, routed to available loan officers.
Income you can warrant
Calculate income from borrower documents, with every value cited to its source.
Every channel on one platform
Run retail, consumer-direct, broker, and correspondent production in one system.
One platform for the whole loan
Frequently Asked Questions
Can Gizmo replace Encompass for lenders?
Can Gizmo replace Encompass for lenders?
Yes. Gizmo covers the loan file, dual AUS, conditions, documents, and disclosures. Many lenders start with the Encompass integration and move fully to Gizmo when they're ready.
Does Gizmo support correspondent lending?
Does Gizmo support correspondent lending?
Yes. Gizmo supports delegated and non-delegated correspondent lending, with organization margins applied to correspondent pricing.
How is Gizmo priced for lenders?
How is Gizmo priced for lenders?
High-volume lenders doing delegated or in-house production pay per closing. Non-delegated correspondents pay per seat.
How is Gizmo different from Vesta?
How is Gizmo different from Vesta?
Vesta is an LOS built for lenders. Gizmo includes the LOS, POS, pricing engine, CRM, and phone system, and supports brokers as well as lenders.